So, you’re planning a wedding in Belgium? Maybe you’re dreaming of a fairy-tale ceremony in Bruges, a chic Brussels celebration, or a countryside wedding in the Ardennes. But before you start tasting cakes and saying yes to the dress, let’s talk about something that isn’t as exciting—but is crucial: Belgian wedding contracts.
I know, legal talk isn’t the most romantic thing. But trust me, understanding your marriage contract options now can save you from future surprises, financial headaches, and unnecessary drama. So, grab a cup of coffee (or a Belgian beer 🍻), and let’s break it down in a way that’s easy, informative, and—dare I say—fun!
1. Do You Even Need a Wedding Contract in Belgium?
Short answer: Yes, and you already have one—even if you don’t know it!
Unlike in some countries where a prenuptial agreement is optional, Belgium automatically places you under a marital property regime the moment you say “I do.” If you don’t actively choose a contract, the government picks one for you. And let’s be honest—when has letting the government decide anything about your marriage ever been a good idea?
So, before you sign those papers, let’s talk about your options.
2. The Three Types of Belgian Marriage Contracts
In Belgium, you get to choose from three main types of marriage regimes. Think of them as different relationship “settings”—like picking between “Solo Mode,” “Co-Op Mode,” or “All-In Mode” in a video game.
1. The Legal Regime (Default Option) – A little bit of sharing, a little bit of keeping things separate
If you do nothing, you’ll automatically be placed under this regime. It means:
✅ Everything you earn after the wedding is shared between you and your spouse.
✅ Everything you owned before the marriage stays yours.
✅ If one of you starts a business, it belongs to both of you (which could be a blessing or a curse!).
Who is this for? → Couples who are okay with sharing most things, but still want some personal financial boundaries.
2. The Separation of Property Regime – What’s mine is mine, and what’s yours is yours
Want to keep things financially independent? This one’s for you.
✅ Each person keeps their own property, income, and debts.
✅ If you buy something together (like a house), you’ll need to specify ownership percentages.
✅ If one spouse gets into financial trouble, the other one isn’t automatically responsible.
Who is this for? → Entrepreneurs, couples with significant assets, or those who just prefer financial independence.
3. The Universal Community of Property Regime – What’s mine is yours, and what’s yours is mine… forever
This is the “all in” option—where everything becomes shared property.
✅ Everything you own before and after the marriage is shared.
✅ Even if one of you had a fortune before marriage, it now belongs to both of you.
✅ It’s rare, but some couples genuinely prefer this level of financial unity.
Who is this for? → Couples who want zero financial separation and trust each other completely.
3. Where (and How) to Get a Wedding Contract in Belgium
So, you’ve picked your preferred regime—great! Now, you need to make it official.
📍 Belgian wedding contracts must be signed in front of a notary.
🔹 Find a notary at Notaire.be.
🔹 Expect to pay €500-€1,500 for the service.
🔹 Ideally, get this done a few months before the wedding to avoid last-minute stress.
4. What Happens If You Don’t Have a Contract?
If you skip the contract, you’ll automatically fall under the Legal Regime. While this isn’t necessarily bad, it may not be ideal if:
❌ One of you has a business (because debts can become shared).
❌ You prefer full financial independence.
❌ You want to specify inheritance rules for children from a previous relationship.
5. Can You Change Your Marriage Contract Later?
Yes! If life changes (hello, unexpected inheritance or new business), you can update your contract. But you’ll need to visit a notary again—and yes, it will cost you.
6. Belgian Wedding Contracts & International Couples
If one (or both) of you aren’t Belgian, things can get a little complicated. Different countries have different marriage laws, and your home country may have its own rules about recognizing Belgian contracts.
Here’s what you should do:
✅ Consult a notary or lawyer who specializes in international family law.
✅ Check your home country’s rules for recognizing foreign marriages.
✅ If you’re planning a destination wedding in Belgium, make sure your contract is valid back home.
A good starting point is the FPS Justice website: justice.belgium.be.
7. The Fun Part: Making Legal Stuff Romantic
I get it—talking about legal contracts isn’t exactly the stuff of fairy-tale weddings. But once you’ve got this sorted, you can celebrate with something truly Belgian:
💎 An Antwerp diamond ring – You’re in the world’s diamond capital, after all!
🍫 Belgian chocolate wedding favors – Because, obviously.
🍻 A wedding toast with rare Belgian beer – Skip the champagne and go full Belgian!
8. FAQ – Because You’re Probably Wondering…
❓ Do we need a marriage contract to get legally married in Belgium?
No, but if you don’t sign one, you’ll automatically fall under the Legal Regime.
❓ Can foreigners sign a Belgian wedding contract?
Yes, but international marriage laws may apply. Always check with a notary.
❓ What if we don’t live in Belgium but want to marry there?
Your home country’s laws might still apply to your contract, so double-check before assuming Belgian law will govern your marriage.
9. One Last Thing…
Sorting out your wedding contract is just one step in your love story, and I’d love to help you capture the next chapter! Whether it’s a dreamy wedding in Belgium, a destination elopement, or an intimate ceremony in a stunning European location, I specialize in turning your happiest moments into timeless memories.
📸 See my wedding photography portfolio: Your Happy Moments Blog
💍 Explore my wedding photography packages: Investment
📩 Let’s connect and plan your perfect wedding photoshoot: Contact Me
Because while legal contracts are important, it’s the love, joy, and laughter that make your wedding unforgettable. ❤️
